CATEGORIES

Showing posts with label social issues. Show all posts
Showing posts with label social issues. Show all posts

Monday, 28 January 2013

Life and Social Security Insurance Schemes Available in Rural Areas


Life and Social Security Insurance Schemes Available in Rural Areas


The Insurance Regulatory & Development Authority (IRDA) has informed that out of the total 4,41,91,864 Life Insurance policies issued in the year 2011-12, 1,39,83,265 constituting 31.64% of the total number of policies, were issued in the rural areas. In addition to this,1,45,31,183 lives were covered by all Life Insurance Companies from social sector groups including unorganised sector, economically vulnerable or backward classes and informal sector groups during the year 2011-12.
Further Government of India has launched following social security insurance schemes especially for rural and urban economically backward people:
i. Aam Aadmi Bima Yojana (AABY)
II. Janashree Bima Yojana (JBY)
iii. Rashtrya Swastha Bima Yojana (RSBY)
iv. Mahatma Gandhi Bunkar Yojana (MGBY)
IRDA has issued IRDA (Obligations of Insurers to Rural and Social Sectors) Regulations 2002 wherein every life insurance company shall fulfill the norms towards its obligations (Percentage of Policies on the total number of policies written direct in that year) in the rural and social sector.
As per IRDA, 26.84% of the total policies issued by private insurance companies during the year 2011-12 were issued in rural areas.
This was stated by the Minister of State for Finance, Shri Namo Narain Meena in a written reply to a question in the Lok Sabha

MGNREGA job demand declines this year


MGNREGA job demand declines this year


The Government today informed that there has been a decline in total number of households which demanded employment under MGNREGA in 2011-12 compared to 2010-11. Replying to a written question in the Rajya Sabha today, the Union Minister of State for Rural Development Shri Pradeep Jain said that the data reported for States for 2011-12 is till 27.04.2012 and the data from the States of Bihar, Jammu and Kashmir, Arunachal Pradesh, Manipur, Meghalaya, Mizoram and Nagaland are yet to be fully updated and uploaded. He said, the demand for employment also varies from State to State and has shown increase in several States like Chhattisgarh, Haryana, Himachal Pradesh, Kerala, Maharashtra, Mizoram, Tamil Nadu, Tripura, Uttar Pradesh and West Bengal in 2011-12. Number of Households which demanded employment under MGNREGA in 2010-11 was 5,57,56,087, while in 2011-12 it was 5,00,85,526.
MGNREGA provides a legal guarantee for up to 100 days of wage employment to every household in a financial year for doing unskilled manual work, on demand to be made following a prescribed process. Shri Jain informed that demand for employment under MGNREGA is dependent upon several external factors including availability of alternate employment opportunities.

The Protection of Children from Sexual Offences Act, 2012


The Protection of Children from Sexual Offences Act, 2012


The Protection of Children from Sexual Offences Act, 2012, has been passed by the Lok Sabha , 22nd May, 2012. The Bill was earlier passed by the Rajya Sabha on 10th May, 2012.
The Protection of Children from Sexual Offences Act, 2012 has been drafted to strengthen the legal provisions for the protection of children from sexual abuse and exploitation. For the first time, a special law has been passed to address the issue of sexual offences against children.
Sexual offences are currently covered under different sections of IPC. The IPC does not provide for all types of sexual offences against children and, more importantly, does not distinguish between adult and child victims.
The Protection of Children from Sexual Offences Act, 2012 defines a child as any person below the age of 18 years and provides protection to all children under the age of 18 years from the offences of sexual assault, sexual harassment and pornography. These offences have been clearly defined for the first time in law. The Act provides for stringent punishments, which have been graded as per the gravity of the offence. The punishments range from simple to rigorous imprisonment of varying periods. There is also provision for fine, which is to be decided by the Court.
An offence is treated as “aggravated” when committed by a person in a position of trust or authority of child such as a member of security forces, police officer, public servant, etc.
Punishments for Offences covered in the Act are:
·   Penetrative Sexual Assault (Section 3) –  Not less than seven years which may extend to imprisonment for life, and fine (Section 4)
·   Aggravated Penetrative Sexual Assault (Section 5) –­ Not less than ten years which may extend to imprisonment for life, and fine (Section 6)
·   Sexual Assault (Section 7) – Not less than three years which may extend to five years, and fine (Section 8)
·   Aggravated Sexual Assault (Section 9) – Not less than five years which may extend to seven years, and fine(Section 10)
·   Sexual Harassment of the Child (Section 11) – Three years and fine (Section 12)
·   Use of Child for Pornographic Purposes (Section 13) –  Five years and fine and in the event of subsequent conviction, seven years and fine (Section 14 (1))
                           The Act provides for the establishment of Special Courts for trial of offences under the Act, keeping the best interest of the child as of paramount importance at every stage of the judicial process. The Act incorporates child friendly procedures for reporting, recording of evidence, investigation and trial of offences. These include:
  • Recording the statement of the child at the residence of the child or at the place of his choice, preferably by a woman police officer not below the rank of sub-inspector
  • No child to be detained in the police station in the night for any reason.
  • Police officer to not be in uniform while recording the statement of the child
  • The statement of the child to be recorded as spoken by the child
  • Assistance of an interpreter or translator or an expert as per the need of the child
  • Assistance of special educator or any person familiar with the manner of communication of the child in case child is disabled
  • Medical examination of the child to be conducted in the presence of the parent of the child or any other person in whom the child has trust or confidence.
  • In case the victim is a girl child, the medical examination shall be conducted by a woman doctor.
  • Frequent breaks for the child during trial
  • Child not to be called repeatedly to testify
  • No aggressive questioning or character assassination of the child
  • In-camera trial of cases
The Act recognizes that the intent to commit an offence, even when unsuccessful for whatever reason, needs to be penalized. The attempt to commit an offence under the Act has been made liable for punishment for upto half the punishment prescribed for the commission of the offence.
The Act also provides for punishment for abetment of the offence, which is the same as for the commission of the offence. This would cover trafficking of children for sexual purposes.
For the more heinous offences of Penetrative Sexual Assault, Aggravated Penetrative Sexual Assault, Sexual Assault and Aggravated Sexual Assault, the burden of proof is shifted on the accused. This provision has been made keeping in view the greater vulnerability and innocence of children. At the same time, to prevent misuse of the law, punishment has been provided for making false complaint or proving false information with malicious intent. Such punishment has been kept relatively light (six months) to encourage reporting. If false complaint is made against a child, punishment is higher (one year).
The media has been barred from disclosing the identity of the child without the permission of the Special Court. The punishment for breaching this provision by media may be from six months to one year.
For speedy trial, the Act provides for the evidence of the child to be recorded within a period of 30 days. Also, the Special Court is to complete the trial within a period of one year, as far as possible.
To provide for relief and rehabilitation of the child, as soon as the complaint is made to the Special Juvenile Police Unit (SJPU) or local police, these will make immediate arrangements to give the child, care and protection such as admitting the child into shelter home or to the nearest hospital within twenty-four hours of the report. The SJPU or the local police are also required to report the matter to the Child Welfare Committee within 24 hours of recording the complaint, for long term rehabilitation of the child.
The Act casts a duty on the Central and State Governments to spread awareness through media including the television, radio and the print media at regular intervals to make the general public, children as well as their parents and guardians aware of the provisions of this Act.
The National Commission for the Protection of Child Rights (NCPCR) and State Commissions for the Protection of Child Rights (SCPCRs) have been made the designated authority to monitor the implementation of the Act.

New Pension Schemes


New Pension Schemes


The Government has implemented the New Pension System (NPS) for Government employees who join Central Government (except armed forces) on or after 1st January, 2004.
The NPS and the old defined benefit (DB) pension system are two different pension systems. Therefore, there can not be any comparison between the two in so far as the benefits to employees are concerned. The Pension benefits under the DB system are defined, however, under NPS the amount of pension would depend on the investment returns, the accumulation upto the age of retirement and level of annuitisation and type of annuity chosen.
Some representations of Employees’ Associations have been received by the Government. The major reasons for its opposition by the Employees’ Associations are minimum pension, safety and returns on investment. Many measures have been taken to protect the interests of the NPS subscribers, like prescribing a flexible investment pattern, establishing a regulator in the form of the Interim Pension Fund Regulatory and Development Authority and creating the modern institutional architecture of NPS, which is low cost.
There is no proposal from the Government to reconsider the NPS.
This information was given by the Minister of State for Finance, Shri Namo Narain Meena in written reply to a question in the Lok Sabha

Making laws work for rape victims- JONATHAN DERBY

Making laws work for rape victims- JONATHAN DERBY


In fact, statutory law and Supreme Court and High Court judgments have established a solid legal framework that protects rape victims and requires government authorities to follow victim-friendly procedures. Protections under this legal framework include requiring lawyers and social workers for victims at the police station and for police to take statements in a setting that makes the victim comfortable. At government hospitals, there should be special rooms to examine rape victims, equipped with medical kits that doctors should use to examine the victim and collect crucial evidence. When the victim testifies at trial — vital evidence needed for getting a conviction — it should take place in the judge’s chambers rather than in open court, and whenever possible, before a woman judge. For children, there are even greater protections and accommodations, many of which have been codified in the recently enacted Protection of Children from Sexual Offences Act, 2012. Unfortunately, there is a gap between this legal framework and practice on the ground.